August 7, 2020

How to Increase Your Credit Score by Paying Rent Online

We have some great news for you: You can boost your credit score by paying rent online! As you pay your rent on time every month, credit bureaus see how trustworthy you are and often give your score a boost. One study by TransUnion found that paying rent online improved renters’ scores by as much as 16 points within six months, with the greatest increase happening for those who started with a credit score below 620.

When you pay rent online with AMC, your payments get reported to credit bureaus, it checks the boxes for a responsible borrower, and it can help you boost your score even more when combined with credit card payments.

Getting Reports to the Credit Bureaus

“Simply paying your rent will not help you build credit,” says Bev O’Shea at NerdWallet. “But reporting your rent payments can help you build credit—especially if you are new to credit or do not have a lot of experience using it.”

Not all apartment companies report rent payments to credit bureaus, but at Corona Pointe Resort and Townhomes, we do! We can’t report those payments, though, unless the transactions are completed online. We send a record of your on-time rental payments to the credit bureaus that take them, and that contributes to your good credit.

In order to opt in for the credit reporting, follow these steps:

  1. Log in to your account through the resident portal and click on “Make a Payment Now.”
  2. Select “Build your credit history by opting in to credit reporting.”
  3. Enter your information in the credit reporting fields. Be sure to select “yes” for month-to-month lease if you have one, or select “no” and a lease end date.

Checking the Boxes for a Responsible Borrower

What goes into a credit score? And does paying rent online count for any of it? For one example, Experian determines credit scores through your use of credit cards, payment history, and applications for new loans and credit. When you pay rent online, those payments become part of your payment history, and as you keep paying on time and online, your history gets longer and stronger.

And for an Even Higher Score . . .

. . . consider paying your rent with a credit card!

LaToya Irby, a credit expert for The Balance, suggests that you “open a credit card and use it to pay your rent . . . then pay your credit card balance in full each month. The timely credit card payments will help boost your credit score.” Whether or not you pay with a credit card is up to you, but it can be a nice boost to your credit score on top of the benefits of paying your rent online.

Ready to boost your credit score? Next time rent comes due, consider paying rent online by heading to the resident portal ! We’ll report your payments to credit bureaus, and after a while, you might just see your score increase. And if you choose to pay with a credit card, you may increase your score even more.

Improve Your VIP Experience: Flexible Ways to Pay Rent and Build Credit at Corona Pointe Resort

April 15, 2026
At  Corona Pointe Resort  , we are committed to providing our VIPs with the best tools to manage their apartment homes effortlessly. We want to highlight the various ways you can handle your monthly rent, including some exciting benefits that help you build your financial future just by living with us. 1. The AppFolio Resident Portal App The easiest way to manage your living experience is through the AppFolio app. It is a one-stop shop for your most frequent needs: Convenient Payments: Set up one-time or automatic payments using a bank account (e-check), credit card, or debit card. Split Payments with Flex: We have integrated Flex directly into your AppFolio app. This service allows you to split your rent into two payments throughout the month. Flex pays your rent to us in full and on time, while you pay them back on a schedule that fits your cash flow. Full Transparency: View your current balance, previous statements, and full payment history anytime. 2. Build Your Credit for Free with Pinata Your consistent rent payments should work for you. We are proud to offer Free Positive Rent Payment Reporting to major credit bureaus through our partner, Pinata. How it works: You will receive an email invitation from Pinata to sign up for this service. Once you are enrolled, your on-time payments are reported to the credit bureaus. The Benefit: This helps you build your credit score over time without any extra cost. It is our way of rewarding your reliability and helping you reach your long-term financial goals. (Please note: we do not utilize any resident reward or marketplace features through Pinata; this service is strictly for your credit reporting benefit.) 3. More Ways the App Helps You Beyond payments, the AppFolio app remains your primary tool for staying connected with our Riverside community. You can: Submit Maintenance Requests: Easily upload photos and descriptions of any needed repairs. Manage Renter's Insurance: Access your policy or update your provider details. Stay Informed: Contact the office via text or phone, update your contact preferences, and access your lease documents. At  Corona Pointe Resort  , we treat every resident like a VIP. Whether you are looking for more flexibility with Flex or looking to boost your credit score through Pinata, we are here to support your lifestyle.

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