June 3, 2021

Paying Rent Online Is a Great Way to Increase Your Credit Score

Did you know you can increase your credit score by paying your rent online? A recent study by RentTrack showed that those who reported their online rental payments increased their credit score by an average of 29 points after just two months!

Paying rent online and reporting it is a great way to increase your credit score quickly. That’s because it ensures your payments can get seen by credit bureaus and are counted in your credit report. Furthermore, credit card payments specifically will result in a higher score from credit card use.

Get Payments Seen by Credit Bureaus

What actually goes into a credit score, and does paying rent online contribute? According to Experian, credit scores are determined by the use of credit cards, applications for new loans and credit, and payment history. When you pay rent online, those payments become part of your payment history. When you continually pay on time and in full, that becomes part of your score, too.

However, “simply paying your rent will not help you build credit,” says Bev O’Shea at NerdWallet. “But reporting your rent payments can help you build credit—especially if you are new to credit or do not have a lot of experience using it.”

So how do you make sure your rent payments are reported? First, you must submit your rental payment online. At Corona Pointe Resort , we offer an online rental payment system that is convenient for our residents. Then, a rent reporting agency can help you report it to the main credit bureaus to make sure it is included in your credit report.

Get a Higher Score from Credit Card Use

To boost your score even more, using a credit card specifically to pay your rent may be something worth considering.

“Open a credit card and use it to pay your rent . . . then pay your credit card balance in full each month,” says LaToya Irby, credit expert for The Balance. “The timely credit card payments will help boost your credit score.”

You don’t have to pay your rent with a credit card, but it can be a nice little boost to your credit score in combination with the benefits of paying your rent online.

Give your credit score a boost by paying your rent online through the resident portal . As you do so, your payments are reported to credit bureaus, showing them exactly what they are looking for. Plus, if you choose to pay rent with a credit card, you may increase your score even more. Happy credit-score-boosting!

April 15, 2026
At  Corona Pointe Resort  , we are committed to providing our VIPs with the best tools to manage their apartment homes effortlessly. We want to highlight the various ways you can handle your monthly rent, including some exciting benefits that help you build your financial future just by living with us. 1. The AppFolio Resident Portal App The easiest way to manage your living experience is through the AppFolio app. It is a one-stop shop for your most frequent needs: Convenient Payments: Set up one-time or automatic payments using a bank account (e-check), credit card, or debit card. Split Payments with Flex: We have integrated Flex directly into your AppFolio app. This service allows you to split your rent into two payments throughout the month. Flex pays your rent to us in full and on time, while you pay them back on a schedule that fits your cash flow. Full Transparency: View your current balance, previous statements, and full payment history anytime. 2. Build Your Credit for Free with Pinata Your consistent rent payments should work for you. We are proud to offer Free Positive Rent Payment Reporting to major credit bureaus through our partner, Pinata. How it works: You will receive an email invitation from Pinata to sign up for this service. Once you are enrolled, your on-time payments are reported to the credit bureaus. The Benefit: This helps you build your credit score over time without any extra cost. It is our way of rewarding your reliability and helping you reach your long-term financial goals. (Please note: we do not utilize any resident reward or marketplace features through Pinata; this service is strictly for your credit reporting benefit.) 3. More Ways the App Helps You Beyond payments, the AppFolio app remains your primary tool for staying connected with our Riverside community. You can: Submit Maintenance Requests: Easily upload photos and descriptions of any needed repairs. Manage Renter's Insurance: Access your policy or update your provider details. Stay Informed: Contact the office via text or phone, update your contact preferences, and access your lease documents. At  Corona Pointe Resort  , we treat every resident like a VIP. Whether you are looking for more flexibility with Flex or looking to boost your credit score through Pinata, we are here to support your lifestyle.
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